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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,055 | $90,745-34.9% | $130,231-54.7% | $75,173-21.4% |
| Participation rate | 81.7% | 71.1%+10.7pp | 76.3%+5.4pp | 67.2%+14.5pp |
| Annual return | 31.08% | 34.45%-3.4pp | 38.86%-7.8pp | 160.72%-129.6pp |
| Employer contribution / active EE | $3,635 | $3,314+9.7% | $4,126-11.9% | $2,671+36.1% |
| Participant deferral / active EE | $6,712 | $5,362+25.2% | $6,799-1.3% | $4,126+62.7% |
| Admin fee / account holder | $2,509 | $6,331-60.4% | $6,020-58.3% | $5,651-55.6% |