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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,074 | $176,794-95.4% | $146,647-94.5% | $167,553-95.2% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 23.99% | 24.04%-0.1pp | 22.75%+1.2pp | 478.89%-454.9pp |
| Employer contribution / active EE | $1,914 | $5,161-62.9% | $4,137-53.7% | $4,840-60.4% |
| Participant deferral / active EE | $3,740 | $6,440-41.9% | $5,506-32.1% | $6,343-41.0% |
| Admin fee / account holder | $339 | $13,262-97.4% | $10,281-96.7% | $12,316-97.2% |