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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,979 | $26,549-81.2% | $61,452-91.9% | $66,938-92.6% |
| Participation rate | 8.8% | 38.1%-29.2pp | 52.6%-43.7pp | 69.8%-61.0pp |
| Annual return | 0.00% | -16.21%+16.2pp | 338.96%-339.0pp | 1.58%-1.6pp |
| Employer contribution / active EE | $172 | $651-73.5% | $1,160-85.1% | $2,545-93.2% |
| Participant deferral / active EE | $354 | $1,338-73.5% | $2,125-83.3% | $4,238-91.6% |
| Admin fee / account holder | $22 | $409-94.7% | $2,131-99.0% | $594-96.3% |