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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,800 | $30,423-44.8% | $56,025-70.0% | $74,478-77.4% |
| Participation rate | 10.0% | 32.9%-22.8pp | 52.5%-42.5pp | 67.2%-57.2pp |
| Annual return | 14.44% | 24.97%-10.5pp | 1712.69%-1698.2pp | 1370.56%-1356.1pp |
| Employer contribution / active EE | $196 | $610-68.0% | $1,042-81.2% | $2,626-92.6% |
| Participant deferral / active EE | $429 | $1,176-63.6% | $1,955-78.1% | $4,350-90.1% |
| Admin fee / account holder | $681 | $2,363-71.2% | $2,828-75.9% | $1,946-65.0% |