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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,874 | $72,071-94.6% | $68,368-94.3% | $137,256-97.2% |
| Participation rate | 70.8% | 76.2%-5.4pp | 73.8%-2.9pp | 80.0%-9.1pp |
| Annual return | 26.37% | 353.14%-326.8pp | 292.57%-266.2pp | 220.34%-194.0pp |
| Employer contribution / active EE | $629 | $2,788-77.5% | $2,649-76.3% | $4,156-84.9% |
| Participant deferral / active EE | $993 | $4,410-77.5% | $4,123-75.9% | $6,407-84.5% |
| Admin fee / account holder | $635 | $5,336-88.1% | $5,150-87.7% | $12,270-94.8% |