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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,285 | $88,778-72.6% | $81,844-70.3% | $145,884-83.4% |
| Participation rate | 88.9% | 75.1%+13.8pp | 72.4%+16.5pp | 80.3%+8.6pp |
| Annual return | 152.31% | 1033.03%-880.7pp | 778.87%-626.6pp | 551.85%-399.5pp |
| Employer contribution / active EE | $3,927 | $3,087+27.2% | $2,916+34.6% | $4,662-15.8% |
| Participant deferral / active EE | $7,853 | $4,648+68.9% | $4,323+81.6% | $6,690+17.4% |
| Admin fee / account holder | $23,878 | $8,430+183.2% | $7,355+224.6% | $13,392+78.3% |