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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,377 | $209,425-22.5% | $178,499-9.0% | $158,966+2.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 58.07% | 188.80%-130.7pp | 151.10%-93.0pp | 302.95%-244.9pp |
| Employer contribution / active EE | $7,143 | $5,707+25.2% | $5,011+42.5% | $4,762+50.0% |
| Participant deferral / active EE | $3,164 | $5,955-46.9% | $5,202-39.2% | $5,983-47.1% |
| Admin fee / account holder | $343 | $17,078-98.0% | $13,986-97.5% | $11,250-97.0% |