Retirement plan

PARADIGM ORAL HEALTH 401(K) PROFIT SHARING PLAN

Name: OIS MANAGEMENT SERVICES, LLC D/B/A PARADIGM ORAL HEALTH - PARADIGM ORAL HEALTH 401(K) PROFIT SHARING PLAN (2024) Form 5500
Creator: OIS MANAGEMENT SERVICES, LLC D/B/A PARADIGM ORAL HEALTH
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PARADIGM ORAL HEALTH 401(K) PROFIT SHARING PLAN, OIS MANAGEMENT SERVICES, LLC D/B/A PARADIGM ORAL HEALTH

OIS MANAGEMENT SERVICES, LLC D/B/A PARADIGM ORAL HEALTHEIN 83-4600504Plan #001PY 2024

2600 SOUTH 56TH STREET - LINCOLN, NE 68506402-327-9400

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$46.1M

+58.8% from 2023

Total participants

1,997

+32.2% from 2023

Average account balance

$41,418

+19.5% from 2023

Annual return

40.71%

-40.26 pp from 2023

Benchmarks

See 1,429 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants1,000-4,999

Cohort1,429 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$46.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$41K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,113

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

50.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$8.72M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+40.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$66

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL1 year Filed as: FIDELITY INVESTMENTS INST OP CO LLC Service code 60 · EIN 04-2647786	Sub-TA Fees	$35,805
ALLIANCE PENSION CONSULTANTS, LLC1 year Filed as: ALLIANT RETIREMENT SERVICES Service code 27 · EIN 33-0785439	Advisory (Plan)	$25,811
RBC WEALTH MANAGEMENT1 year Filed as: RBC CAPITAL MARKETS LLC Service code 27 · EIN 41-1416330	Advisory (Plan)	$11,762
STRATEGIC ADVISORS, INC.1 year Filed as: STRATEGIC ADVISORS INC Service code 27 · EIN 04-2654524	Advisory (Plan)	$344

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$74K

$41 / participant

Recordkeeping$36K48.6%
Investment mgmt$26K35.5%
Other / not subdivided$12K16.0%

% of EOY assets

0.160%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LUTZ AND COMPANY, P.C.
Auditor EIN: 470625816
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$41,418

$53,204-22.2%

$155,556-73.4%

$200,096-79.3%

Participation rate

50.9%

64.1%-13.2pp

78.2%-27.3pp

72.0%-21.1pp

Annual return

40.71%

41.02%-0.3pp

64.84%-24.1pp

34.26%+6.4pp

Employer contribution / active EE

$1,751

$1,850-5.3%

$4,675-62.5%

$3,038-42.3%

Participant deferral / active EE

$3,095

$3,163-2.2%

$5,631-45.0%

$5,090-39.2%

Admin fee / account holder

$66

$186-64.3%

$15,885-99.6%

$269-75.4%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL1 year

Filed as: FIDELITY INVESTMENTS INST OP CO LLC

Service code 60 · EIN 04-2647786

Sub-TA Fees

$35,805

ALLIANCE PENSION CONSULTANTS, LLC1 year

Filed as: ALLIANT RETIREMENT SERVICES

Service code 27 · EIN 33-0785439

Advisory (Plan)

$25,811

RBC WEALTH MANAGEMENT1 year

Filed as: RBC CAPITAL MARKETS LLC

Service code 27 · EIN 41-1416330

Advisory (Plan)

$11,762

STRATEGIC ADVISORS, INC.1 year

Filed as: STRATEGIC ADVISORS INC

Service code 27 · EIN 04-2654524

Advisory (Plan)

$344

PARADIGM ORAL HEALTH 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PARADIGM ORAL HEALTH 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion