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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,516 | $138,114-64.9% | $125,391-61.3% | $134,545-63.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.97% | 750.88%-773.9pp | 572.41%-595.4pp | 418.37%-441.3pp |
| Employer contribution / active EE | $7,551 | $5,246+43.9% | $4,816+56.8% | $4,742+59.2% |
| Participant deferral / active EE | $12,541 | $7,801+60.8% | $7,448+68.4% | $6,401+95.9% |
| Admin fee / account holder | $4,338 | $11,570-62.5% | $10,009-56.7% | $11,431-62.1% |