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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,021 | $111,301-36.2% | $112,977-37.1% | $158,982-55.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.6%+17.4pp | 82.0%+18.0pp |
| Annual return | 27.29% | 26.40%+0.9pp | 24.24%+3.1pp | 302.99%-275.7pp |
| Employer contribution / active EE | $2,048 | $4,471-54.2% | $4,255-51.9% | $4,763-57.0% |
| Participant deferral / active EE | $6,892 | $5,880+17.2% | $5,836+18.1% | $5,983+15.2% |
| Admin fee / account holder | $8,647 | $8,392+3.0% | $6,294+37.4% | $11,252-23.1% |