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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,688 | $90,674-3.3% | $96,707-9.3% | $82,448+6.4% |
| Participation rate | 68.1% | 75.9%-7.9pp | 80.4%-12.3pp | 68.1%0pp |
| Annual return | 35.12% | 49.05%-13.9pp | 34.78%+0.3pp | 41.64%-6.5pp |
| Employer contribution / active EE | $2,855 | $3,975-28.2% | $4,191-31.9% | $2,551+11.9% |
| Participant deferral / active EE | $7,491 | $5,696+31.5% | $5,997+24.9% | $4,139+81.0% |
| Admin fee / account holder | $696 | $7,568-90.8% | $7,503-90.7% | $7,234-90.4% |