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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,823 | $89,515-28.7% | $103,065-38.1% | $80,959-21.2% |
| Participation rate | 68.3% | 76.0%-7.7pp | 80.6%-12.3pp | 67.7%+0.6pp |
| Annual return | 20.42% | 22.82%-2.4pp | 23.95%-3.5pp | 35.67%-15.3pp |
| Employer contribution / active EE | $2,095 | $4,015-47.8% | $4,675-55.2% | $2,757-24.0% |
| Participant deferral / active EE | $4,474 | $5,463-18.1% | $6,625-32.5% | $4,300+4.0% |
| Admin fee / account holder | $4,084 | $6,527-37.4% | $9,349-56.3% | $6,925-41.0% |