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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,012,471 | $209,425+383.5% | $178,499+467.2% | $158,966+536.9% |
| Participation rate | 57.1% | 86.4%-29.2pp | 81.9%-24.8pp | 82.0%-24.8pp |
| Annual return | 0.00% | 188.80%-188.8pp | 151.10%-151.1pp | 302.95%-302.9pp |
| Employer contribution / active EE | $1,562 | $5,707-72.6% | $5,011-68.8% | $4,762-67.2% |
| Participant deferral / active EE | $5,263 | $5,955-11.6% | $5,202+1.2% | $5,983-12.0% |
| Admin fee / account holder | $2,597 | $17,078-84.8% | $13,986-81.4% | $11,250-76.9% |