See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 4-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $108,119 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING, INC. Service code 27 · EIN 43-1270780 | Advisory (Plan) | $44,525 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,857 | $92,971-22.7% | $96,683-25.7% | $74,419-3.4% |
| Participation rate | 37.9% | 71.5%-33.6pp | 74.3%-36.4pp | 70.7%-32.8pp |
| Annual return | 206.07% | 37.49%+168.6pp | 35.69%+170.4pp | 34.38%+171.7pp |
| Employer contribution / active EE | $1,712 | $3,426-50.0% | $3,737-54.2% | $2,637-35.1% |
| Participant deferral / active EE | $3,530 | $3,970-11.1% | $4,878-27.6% | $4,528-22.1% |
| Admin fee / account holder | $331 | $633-47.8% | $6,730-95.1% | $348-4.9% |