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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,644 | $106,280-78.7% | $96,538-76.5% | $139,487-83.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 28.61% | 38.48%-9.9pp | 35.74%-7.1pp | 373.84%-345.2pp |
| Employer contribution / active EE | $3,470 | $4,107-15.5% | $3,740-7.2% | $4,755-27.0% |
| Participant deferral / active EE | $6,864 | $5,457+25.8% | $4,880+40.7% | $6,713+2.3% |
| Admin fee / account holder | $575 | $7,888-92.7% | $6,737-91.5% | $11,407-95.0% |