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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,161 | $160,040-94.9% | $147,096-94.5% | $145,877-94.4% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 17.99% | 98.49%-80.5pp | 419.75%-401.8pp | 551.28%-533.3pp |
| Employer contribution / active EE | $2,155 | $5,289-59.3% | $4,936-56.3% | $4,663-53.8% |
| Participant deferral / active EE | $2,694 | $8,429-68.0% | $8,071-66.6% | $6,691-59.7% |
| Admin fee / account holder | $648 | $15,050-95.7% | $13,005-95.0% | $13,402-95.2% |