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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,063 | $148,623-89.2% | $135,974-88.2% | $139,466-88.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 25.00% | 79.30%-54.3pp | 68.30%-43.3pp | 373.66%-348.7pp |
| Employer contribution / active EE | $5,218 | $5,246-0.5% | $4,859+7.4% | $4,754+9.8% |
| Participant deferral / active EE | $7,389 | $8,103-8.8% | $7,760-4.8% | $6,712+10.1% |
| Admin fee / account holder | $1,959 | $12,406-84.2% | $10,767-81.8% | $11,409-82.8% |