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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,161 | $58,523-48.5% | $99,479-69.7% | $72,976-58.7% |
| Participation rate | 37.0% | 64.6%-27.6pp | 73.8%-36.8pp | 69.5%-32.5pp |
| Annual return | 30.68% | 28.51%+2.2pp | 30.72%0pp | 81.02%-50.3pp |
| Employer contribution / active EE | $753 | $1,512-50.2% | $2,540-70.4% | $2,440-69.1% |
| Participant deferral / active EE | $4,075 | $2,606+56.4% | $3,619+12.6% | $3,608+12.9% |
| Admin fee / account holder | $416 | $4,102-89.9% | $6,253-93.3% | $5,124-91.9% |