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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,235 | $103,392+196.2% | $87,104+251.6% | $152,897+100.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 30.46% | 28.10%+2.4pp | 28.19%+2.3pp | 345.43%-315.0pp |
| Employer contribution / active EE | $1,448 | $3,221-55.0% | $2,521-42.6% | $4,764-69.6% |
| Participant deferral / active EE | $12,545 | $4,778+162.5% | $4,048+209.9% | $5,851+114.4% |
| Admin fee / account holder | $764 | $12,194-93.7% | $7,491-89.8% | $11,599-93.4% |