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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,560 | $76,522-71.8% | $56,033-61.5% | $145,884-85.2% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 14.33% | 3014.28%-2999.9pp | 1711.38%-1697.0pp | 551.85%-537.5pp |
| Employer contribution / active EE | $907 | $1,382-34.4% | $1,041-12.8% | $4,662-80.5% |
| Participant deferral / active EE | $5,252 | $2,624+100.2% | $1,954+168.8% | $6,690-21.5% |
| Admin fee / account holder | $1,079 | $3,328-67.6% | $2,827-61.8% | $13,392-91.9% |