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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,484 | $79,955+79.5% | $98,461+45.7% | $75,173+90.9% |
| Participation rate | 62.1% | 70.4%-8.3pp | 75.2%-13.1pp | 67.2%-5.1pp |
| Annual return | 15.86% | 19.75%-3.9pp | 21.17%-5.3pp | 160.72%-144.9pp |
| Employer contribution / active EE | $991 | $2,264-56.2% | $3,049-67.5% | $2,671-62.9% |
| Participant deferral / active EE | $1,774 | $3,752-52.7% | $4,738-62.6% | $4,126-57.0% |
| Admin fee / account holder | $513 | $6,841-92.5% | $8,961-94.3% | $5,651-90.9% |