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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,181 | $162,136+96.2% | $152,301+108.9% | $154,746+105.6% |
| Participation rate | 78.9% | 84.1%-5.2pp | 82.4%-3.5pp | 80.7%-1.8pp |
| Annual return | 15.03% | 91.02%-76.0pp | 80.50%-65.5pp | 172.34%-157.3pp |
| Employer contribution / active EE | $2,407 | $4,890-50.8% | $4,624-47.9% | $4,379-45.0% |
| Participant deferral / active EE | $9,630 | $8,341+15.5% | $8,004+20.3% | $6,730+43.1% |
| Admin fee / account holder | $96,534 | $15,759+512.5% | $14,398+570.5% | $14,365+572.0% |