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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,007 | $160,070+131.2% | $147,117+151.5% | $145,897+153.6% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 13.06% | 98.69%-85.6pp | 420.54%-407.5pp | 552.29%-539.2pp |
| Employer contribution / active EE | $2,644 | $5,285-50.0% | $4,932-46.4% | $4,663-43.3% |
| Participant deferral / active EE | $10,576 | $8,419+25.6% | $8,065+31.1% | $6,689+58.1% |
| Admin fee / account holder | $31,380 | $15,035+108.7% | $12,993+141.5% | $13,390+134.3% |