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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,181 | $154,228+106.3% | $145,433+118.8% | $137,256+131.8% |
| Participation rate | 78.9% | 83.8%-4.8pp | 82.1%-3.2pp | 80.0%-1.0pp |
| Annual return | 15.03% | 74.59%-59.6pp | 66.58%-51.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $2,407 | $4,804-49.9% | $4,554-47.1% | $4,156-42.1% |
| Participant deferral / active EE | $9,630 | $8,216+17.2% | $7,897+21.9% | $6,407+50.3% |
| Admin fee / account holder | $96,534 | $14,344+573.0% | $13,129+635.3% | $12,270+686.7% |