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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,398 | $125,778-89.3% | $114,563-88.3% | $154,746-91.3% |
| Participation rate | 37.5% | 75.2%-37.7pp | 72.9%-35.4pp | 80.7%-43.2pp |
| Annual return | 35.70% | 295.14%-259.4pp | 241.09%-205.4pp | 172.34%-136.6pp |
| Employer contribution / active EE | $283 | $2,806-89.9% | $2,592-89.1% | $4,379-93.5% |
| Participant deferral / active EE | $1,597 | $4,445-64.1% | $4,142-61.5% | $6,730-76.3% |
| Admin fee / account holder | $730 | $8,190-91.1% | $7,623-90.4% | $14,365-94.9% |