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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,398 | $101,618-86.8% | $93,063-85.6% | $137,256-90.2% |
| Participation rate | 37.5% | 74.9%-37.4pp | 72.1%-34.6pp | 80.0%-42.5pp |
| Annual return | 35.70% | 223.95%-188.2pp | 34.15%+1.5pp | 220.34%-184.6pp |
| Employer contribution / active EE | $283 | $2,707-89.5% | $2,476-88.6% | $4,156-93.2% |
| Participant deferral / active EE | $1,597 | $4,279-62.7% | $3,958-59.7% | $6,407-75.1% |
| Admin fee / account holder | $730 | $6,198-88.2% | $6,033-87.9% | $12,270-94.0% |