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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,371 | $162,136-65.2% | $152,301-63.0% | $154,746-63.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.09% | 91.02%-76.9pp | 80.50%-66.4pp | 172.34%-158.2pp |
| Employer contribution / active EE | $1,102 | $4,890-77.5% | $4,624-76.2% | $4,379-74.8% |
| Participant deferral / active EE | $13,743 | $8,341+64.8% | $8,004+71.7% | $6,730+104.2% |
| Admin fee / account holder | $6,261 | $15,759-60.3% | $14,398-56.5% | $14,365-56.4% |