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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,087 | $54,355-59.4% | $82,744-73.3% | $68,486-67.7% |
| Participation rate | 40.0% | 63.9%-23.9pp | 72.6%-32.6pp | 67.9%-27.9pp |
| Annual return | -17.67% | -13.67%-4.0pp | 702.22%-719.9pp | -7.85%-9.8pp |
| Employer contribution / active EE | $408 | $2,219-81.6% | $3,008-86.4% | $2,597-84.3% |
| Participant deferral / active EE | $2,795 | $3,246-13.9% | $4,395-36.4% | $4,028-30.6% |
| Admin fee / account holder | $2,899 | $4,397-34.1% | $5,325-45.6% | $5,404-46.3% |