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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,063 | $72,071-90.2% | $68,368-89.7% | $137,256-94.9% |
| Participation rate | 62.5% | 76.2%-13.7pp | 73.8%-11.3pp | 80.0%-17.5pp |
| Annual return | 20.68% | 353.14%-332.5pp | 292.57%-271.9pp | 220.34%-199.7pp |
| Employer contribution / active EE | $776 | $2,788-72.2% | $2,649-70.7% | $4,156-81.3% |
| Participant deferral / active EE | $1,078 | $4,410-75.6% | $4,123-73.9% | $6,407-83.2% |
| Admin fee / account holder | $312 | $5,336-94.2% | $5,150-93.9% | $12,270-97.5% |