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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,063 | $102,595-93.1% | $94,057-92.5% | $154,746-95.4% |
| Participation rate | 62.5% | 76.0%-13.5pp | 73.3%-10.8pp | 80.7%-18.2pp |
| Annual return | 20.68% | 583.42%-562.7pp | 480.62%-459.9pp | 172.34%-151.7pp |
| Employer contribution / active EE | $776 | $3,147-75.4% | $2,933-73.6% | $4,379-82.3% |
| Participant deferral / active EE | $1,078 | $5,118-78.9% | $4,709-77.1% | $6,730-84.0% |
| Admin fee / account holder | $312 | $7,736-96.0% | $7,244-95.7% | $14,365-97.8% |