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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,716 | $54,590-41.9% | $81,726-61.2% | $73,497-56.8% |
| Participation rate | 94.1% | 68.3%+25.8pp | 72.0%+22.1pp | 70.7%+23.4pp |
| Annual return | 125.61% | 17.74%+107.9pp | 29.49%+96.1pp | 28.51%+97.1pp |
| Employer contribution / active EE | $1,123 | $1,636-31.4% | $4,311-73.9% | $2,270-50.5% |
| Participant deferral / active EE | $1,922 | $2,759-30.3% | $7,108-73.0% | $3,740-48.6% |
| Admin fee / account holder | $9,981 | $592+1585.9% | $5,160+93.4% | $513+1845.3% |