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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,688 | $160,040-52.7% | $147,096-48.5% | $145,877-48.1% |
| Participation rate | 33.3% | 84.0%-50.7pp | 82.2%-48.8pp | 80.3%-47.0pp |
| Annual return | 17.01% | 98.49%-81.5pp | 419.75%-402.7pp | 551.28%-534.3pp |
| Employer contribution / active EE | $4,940 | $5,289-6.6% | $4,936+0.1% | $4,663+5.9% |
| Participant deferral / active EE | $7,667 | $8,429-9.0% | $8,071-5.0% | $6,691+14.6% |
| Admin fee / account holder | $651 | $15,050-95.7% | $13,005-95.0% | $13,402-95.1% |