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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,913 | $148,629-90.0% | $135,982-89.0% | $139,487-89.3% |
| Participation rate | 33.3% | 83.9%-50.5pp | 81.9%-48.6pp | 80.3%-47.0pp |
| Annual return | 44.89% | 79.33%-34.4pp | 68.32%-23.4pp | 373.84%-329.0pp |
| Employer contribution / active EE | $1,289 | $5,247-75.4% | $4,859-73.5% | $4,755-72.9% |
| Participant deferral / active EE | $3,853 | $8,102-52.4% | $7,760-50.3% | $6,713-42.6% |
| Admin fee / account holder | $76 | $12,406-99.4% | $10,767-99.3% | $11,407-99.3% |