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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,885 | $81,276-75.5% | $155,574-87.2% | $80,925-75.4% |
| Participation rate | 38.9% | 66.2%-27.4pp | 78.2%-39.3pp | 67.7%-28.8pp |
| Annual return | 24.23% | 33.36%-9.1pp | 64.87%-40.6pp | 35.65%-11.4pp |
| Employer contribution / active EE | $1,128 | $3,103-63.6% | $4,676-75.9% | $2,756-59.1% |
| Participant deferral / active EE | $1,975 | $3,453-42.8% | $5,629-64.9% | $4,299-54.1% |
| Admin fee / account holder | $6,664 | $7,993-16.6% | $15,914-58.1% | $6,940-4.0% |