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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,345 | $57,305-78.5% | $86,640-85.8% | $75,173-83.6% |
| Participation rate | 44.6% | 63.2%-18.6pp | 71.7%-27.1pp | 67.2%-22.6pp |
| Annual return | 49.50% | 2674.24%-2624.7pp | 592.52%-543.0pp | 160.72%-111.2pp |
| Employer contribution / active EE | $1,154 | $2,316-50.2% | $3,024-61.8% | $2,671-56.8% |
| Participant deferral / active EE | $1,986 | $3,320-40.2% | $4,438-55.2% | $4,126-51.9% |
| Admin fee / account holder | $915 | $4,116-77.8% | $5,616-83.7% | $5,651-83.8% |