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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,674 | $167,362-82.9% | $143,799-80.1% | $134,532-78.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.45% | 0.47%-22.9pp | -0.04%-22.4pp | 418.27%-440.7pp |
| Employer contribution / active EE | $5,463 | $5,620-2.8% | $4,952+10.3% | $4,741+15.2% |
| Participant deferral / active EE | $15,187 | $6,447+135.6% | $5,638+169.4% | $6,401+137.3% |
| Admin fee / account holder | $2,331 | $18,094-87.1% | $14,677-84.1% | $11,429-79.6% |