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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,230 | $116,360-83.5% | $65,566-70.7% | $139,466-86.2% |
| Participation rate | 54.5% | 67.8%-13.2pp | 64.9%-10.4pp | 80.3%-25.8pp |
| Annual return | 18.95% | 31.23%-12.3pp | 47.40%-28.5pp | 373.66%-354.7pp |
| Employer contribution / active EE | $1,118 | $2,600-57.0% | $1,692-33.9% | $4,754-76.5% |
| Participant deferral / active EE | $4,737 | $4,242+11.7% | $2,832+67.3% | $6,712-29.4% |
| Admin fee / account holder | $744 | $6,701-88.9% | $4,114-81.9% | $11,409-93.5% |