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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,122 | $180,749-7.0% | $160,784+4.6% | $137,256+22.5% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.0%-27.0pp | 80.0%-30.0pp |
| Annual return | 19.19% | 2234.46%-2215.3pp | 1803.92%-1784.7pp | 220.34%-201.2pp |
| Employer contribution / active EE | $4,760 | $4,155+14.6% | $3,733+27.5% | $4,156+14.5% |
| Participant deferral / active EE | $11,750 | $6,844+71.7% | $6,293+86.7% | $6,407+83.4% |
| Admin fee / account holder | $356 | $10,397-96.6% | $9,717-96.3% | $12,270-97.1% |