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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,122 | $208,088-19.2% | $186,193-9.7% | $154,746+8.6% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.1%-27.1pp | 80.7%-30.7pp |
| Annual return | 19.19% | 89.97%-70.8pp | 78.03%-58.8pp | 172.34%-153.2pp |
| Employer contribution / active EE | $4,760 | $4,340+9.7% | $3,918+21.5% | $4,379+8.7% |
| Participant deferral / active EE | $11,750 | $7,078+66.0% | $6,513+80.4% | $6,730+74.6% |
| Admin fee / account holder | $356 | $11,698-97.0% | $11,058-96.8% | $14,365-97.5% |