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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,122 | $289,211-41.9% | $260,467-35.5% | $198,609-15.4% |
| Participation rate | 50.0% | 83.1%-33.1pp | 80.5%-30.5pp | 82.4%-32.4pp |
| Annual return | 19.19% | 112.90%-93.7pp | 100.60%-81.4pp | 202.70%-183.5pp |
| Employer contribution / active EE | $4,760 | $4,663+2.1% | $4,239+12.3% | $5,055-5.8% |
| Participant deferral / active EE | $11,750 | $6,812+72.5% | $6,319+85.9% | $6,977+68.4% |
| Admin fee / account holder | $356 | $16,236-97.8% | $15,461-97.7% | $19,030-98.1% |