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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,589 | $104,479-52.5% | $159,474-68.9% | $79,391-37.5% |
| Participation rate | 85.8% | 76.6%+9.2pp | 82.8%+3.0pp | 70.7%+15.1pp |
| Annual return | 33.15% | 67.98%-34.8pp | 263.68%-230.5pp | 116.88%-83.7pp |
| Employer contribution / active EE | $3,126 | $3,417-8.5% | $4,831-35.3% | $2,428+28.8% |
| Participant deferral / active EE | $6,517 | $6,468+0.8% | $7,353-11.4% | $4,046+61.1% |
| Admin fee / account holder | $1,650 | $711+131.9% | $10,802-84.7% | $627+163.3% |