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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,318 | $160,040-73.6% | $147,096-71.2% | $145,877-71.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.01% | 98.49%-77.5pp | 419.75%-398.7pp | 551.28%-530.3pp |
| Employer contribution / active EE | $13,279 | $5,289+151.1% | $4,936+169.0% | $4,663+184.8% |
| Participant deferral / active EE | $7,732 | $8,429-8.3% | $8,071-4.2% | $6,691+15.6% |
| Admin fee / account holder | $2,144 | $15,050-85.8% | $13,005-83.5% | $13,402-84.0% |