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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,339 | $64,324-91.7% | $118,914-95.5% | $79,856-93.3% |
| Participation rate | 53.3% | 64.9%-11.5pp | 75.4%-22.1pp | 69.6%-16.3pp |
| Annual return | 0.00% | 86.45%-86.4pp | 35.89%-35.9pp | 31.71%-31.7pp |
| Employer contribution / active EE | $825 | $1,836-55.0% | $3,264-74.7% | $2,471-66.6% |
| Participant deferral / active EE | $1,140 | $2,824-59.6% | $4,266-73.3% | $3,741-69.5% |
| Admin fee / account holder | $0 | $4,040-100.0% | $6,582-100.0% | $5,306-100.0% |