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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,899 | $148,623-78.5% | $135,974-76.5% | $139,466-77.1% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 24.16% | 79.30%-55.1pp | 68.30%-44.1pp | 373.66%-349.5pp |
| Employer contribution / active EE | $1,306 | $5,246-75.1% | $4,859-73.1% | $4,754-72.5% |
| Participant deferral / active EE | $4,884 | $8,103-39.7% | $7,760-37.1% | $6,712-27.2% |
| Admin fee / account holder | $356 | $12,406-97.1% | $10,767-96.7% | $11,409-96.9% |