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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,168 | $223,823-89.6% | $211,142-89.0% | $154,746-85.0% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 15.70% | 50.39%-34.7pp | 46.84%-31.1pp | 172.34%-156.6pp |
| Employer contribution / active EE | $1,377 | $6,787-79.7% | $6,442-78.6% | $4,379-68.5% |
| Participant deferral / active EE | $12,169 | $9,750+24.8% | $9,284+31.1% | $6,730+80.8% |
| Admin fee / account holder | $5,033 | $19,707-74.5% | $19,076-73.6% | $14,365-65.0% |