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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,168 | $209,336-88.9% | $197,124-88.2% | $137,256-83.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 15.70% | 48.09%-32.4pp | 44.34%-28.6pp | 220.34%-204.6pp |
| Employer contribution / active EE | $1,377 | $6,591-79.1% | $6,227-77.9% | $4,156-66.9% |
| Participant deferral / active EE | $12,169 | $9,614+26.6% | $9,135+33.2% | $6,407+89.9% |
| Admin fee / account holder | $5,033 | $17,308-70.9% | $16,298-69.1% | $12,270-59.0% |