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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,750 | $167,533-87.0% | $151,645-85.7% | $134,545-83.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.68% | 7.81%-29.5pp | 3.34%-25.0pp | 418.37%-440.1pp |
| Employer contribution / active EE | $1,981 | $6,828-71.0% | $6,165-67.9% | $4,742-58.2% |
| Participant deferral / active EE | $11,792 | $8,985+31.2% | $8,363+41.0% | $6,401+84.2% |
| Admin fee / account holder | $346 | $13,781-97.5% | $11,614-97.0% | $11,431-97.0% |