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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,323 | $111,535-82.7% | $105,223-81.6% | $137,256-85.9% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.8pp | 80.0%+8.9pp |
| Annual return | 18.65% | 237.85%-219.2pp | 180.65%-162.0pp | 220.34%-201.7pp |
| Employer contribution / active EE | $2,086 | $3,939-47.0% | $3,689-43.4% | $4,156-49.8% |
| Participant deferral / active EE | $3,615 | $5,500-34.3% | $5,072-28.7% | $6,407-43.6% |
| Admin fee / account holder | $774 | $9,721-92.0% | $8,859-91.3% | $12,270-93.7% |