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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,420 | $183,592-75.3% | $155,574-70.8% | $145,877-68.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.44% | 61.37%-53.9pp | 64.87%-57.4pp | 551.28%-543.8pp |
| Employer contribution / active EE | $1,844 | $5,317-65.3% | $4,676-60.6% | $4,663-60.5% |
| Participant deferral / active EE | $5,194 | $6,466-19.7% | $5,629-7.7% | $6,691-22.4% |
| Admin fee / account holder | $393 | $19,316-98.0% | $15,914-97.5% | $13,402-97.1% |