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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,649 | $172,111-73.5% | $150,298-69.6% | $137,256-66.7% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 11.82% | 69.37%-57.6pp | 62.79%-51.0pp | 220.34%-208.5pp |
| Employer contribution / active EE | $1,466 | $4,636-68.4% | $4,154-64.7% | $4,156-64.7% |
| Participant deferral / active EE | $1,457 | $6,166-76.4% | $5,453-73.3% | $6,407-77.3% |
| Admin fee / account holder | $8,983 | $16,471-45.5% | $14,116-36.4% | $12,270-26.8% |