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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,713 | $96,691+180.0% | $86,656+212.4% | $139,487+94.1% |
| Participation rate | 80.0% | 74.4%+5.6pp | 71.7%+8.3pp | 80.3%-0.3pp |
| Annual return | 20.19% | 106.87%-86.7pp | 593.09%-572.9pp | 373.84%-353.7pp |
| Employer contribution / active EE | $10,341 | $3,267+216.5% | $3,025+241.8% | $4,755+117.5% |
| Participant deferral / active EE | $10,352 | $4,838+114.0% | $4,439+133.2% | $6,713+54.2% |
| Admin fee / account holder | $3,613 | $6,414-43.7% | $5,619-35.7% | $11,407-68.3% |