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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,547 | $166,131-90.6% | $164,975-90.6% | $145,877-89.3% |
| Participation rate | 90.5% | 82.0%+8.5pp | 78.6%+11.9pp | 80.3%+10.2pp |
| Annual return | 25.03% | 100.37%-75.3pp | 70.12%-45.1pp | 551.28%-526.3pp |
| Employer contribution / active EE | $3,646 | $5,276-30.9% | $4,343-16.0% | $4,663-21.8% |
| Participant deferral / active EE | $7,155 | $6,962+2.8% | $6,033+18.6% | $6,691+6.9% |
| Admin fee / account holder | $1,036 | $16,648-93.8% | $12,688-91.8% | $13,402-92.3% |