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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,110 | $167,533-22.9% | $151,645-14.9% | $134,545-4.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | 39.28% | 7.81%+31.5pp | 3.34%+35.9pp | 418.37%-379.1pp |
| Employer contribution / active EE | $16,962 | $6,828+148.4% | $6,165+175.1% | $4,742+257.7% |
| Participant deferral / active EE | $5,941 | $8,985-33.9% | $8,363-29.0% | $6,401-7.2% |
| Admin fee / account holder | $6,206 | $13,781-55.0% | $11,614-46.6% | $11,431-45.7% |