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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,778 | $86,940-14.0% | $102,434-27.0% | $80,935-7.6% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 9.16% | 18.89%-9.7pp | 29.46%-20.3pp | 35.66%-26.5pp |
| Employer contribution / active EE | $2,987 | $2,370+26.0% | $3,023-1.2% | $2,757+8.3% |
| Participant deferral / active EE | $3,357 | $4,121-18.5% | $5,055-33.6% | $4,299-21.9% |
| Admin fee / account holder | $26,039 | $8,047+223.6% | $9,462+175.2% | $6,924+276.0% |