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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,778 | $86,949-14.0% | $102,460-27.0% | $80,959-7.6% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 9.16% | 18.89%-9.7pp | 29.47%-20.3pp | 35.67%-26.5pp |
| Employer contribution / active EE | $2,987 | $2,370+26.0% | $3,025-1.3% | $2,757+8.3% |
| Participant deferral / active EE | $3,357 | $4,121-18.5% | $5,056-33.6% | $4,300-21.9% |
| Admin fee / account holder | $26,039 | $8,048+223.6% | $9,460+175.2% | $6,925+276.0% |